Life Insurance and AD&D Coverage


Benefits-eligible employees are automatically enrolled by the district in Basic Life and AD&D (Accidental Death & Dismemberment) insurance coverage, which is underwritten by Hartford Life Insurance and provided at district expense. The death benefit is equal to your annual salary and increases to twice your annual salary should you die in an accident. Employees are strongly encouraged to contact Hartford to establish a beneficiary on their plan using the contact information at the bottom of this page. Below is the certificate of coverage for the plan.

Basic Life/AD&D - Certificate of Coverage

Basic Life/AD&D - Summary

There are additional benefits under the group life insurance plan which include emergency travel assistance, an online tool for drafting your will, funeral planning advisor assistance, and legal/emotional supports for your beneficiaries after a death:

Additional Hartford Plan Resources

Voluntary Insurance Options (Employee-Paid):

Benefits-eligible employees have the opportunity to purchase additional life insurance on a self-pay basis and have premium payments taken by payroll deduction. This coverage is also underwritten by Hartford Life Insurance Company. Below is information about the voluntary insurance products available:

Voluntary Supplemental Life - Certificate of Coverage

Voluntary Supplemental Life - Summary

How to Access Life Insurance Coverage Online:

To review your life insurance coverage, make beneficiary elections or to establish/make changes to voluntary life products please access Hartford's online enrollment site (BenSelect) on the web at If this is your first visit to the site, please follow the enrollment tips below to register and establish your online access:

Hartford Life - Online Enrollment Tips

How to Access Hartford by Phone:

Enrollment/Policy Questions: (855) 396.7655

File a Claim for Benefits: (888) 563-1124

Questions? Contact the District's Benefits Department at (619) 725 - 8130 or by e-mail at